1. Do you take insurance? How can I pay for this?
I generally DO NOT accept insurance; however, I am in-network with a few carriers at this time. There are multiple reasons for this. I want to ensure that your information is strictly confidential. Additionally, filing insurance would require me to diagnosis you or your child/adolescent with a diagnosis out of the Diagnostic and Statistical Manual of Mental Health Disorders, V (aka DSMV). This would then become part of your record with your managed care company.
Assigning a mental health diagnosis could affect things such as joining the military and/or obtaining life insurance and/or obtaining certain jobs and/or a permit to carry a concealed weapon. If you have insurance and want to file it, I will be considered “Out-of-Network” UNLESS you have Tricare, Magellan Health, or Triwest (Veteran’s Choice Program). If you have “Out of Network” benefits and want to use them, I can provide you with a “super receipt” (provides all the needed information for you to put on the claim) so that you can file it on your own for reimbursement. Please note that filing out of network will require me to assign you or your adolescent a diagnosis. It will also require that you pay the amount in advance prior to filing it on your own. Insurance coverage is NOT a guarantee of payment, which is why it’s always a good idea to call and check your benefits prior to scheduling an appointment if you wish to use your insurance. *Out of network filing does not apply to clients receiving a discounted rate or counseling package*
I am also able to accept payment from your health savings account and/or Employee Assistance Provider (EAP). Some examples of EAP providers I accept include: Magellan EAP.
2. What are your rates?
My average rates run between $90-$130 per session. It varies depending on the circumstance. I do have a sliding scale for a limited amount of clients. The fees are $90.00 per hour. While I do not ask for tax records or proof of income, I do ask that this only be utilized if absolutely needed. Utilizing the sliding scale when you can afford the normal rate takes a spot away from someone who may need it. Additionally, if you feel you need to utilize the sliding scale rate, I encourage you to consider buying a counseling package for a greater discount.
Counseling session packages are designed to be shared among family members (only those within the same household). The sessions contained in these packages do not have to be shared. The counseling sessions do not have an expiration date even if the client is discharged from the practice only to return later. There are no refunds on unused sessions. Counseling packages offer a generous discount or 5-20% off the standard rates.
3. Why is therapy so expensive?
Training is expensive, ongoing and it is in addition to the 6 or more years of formal education. Regular consultations and supervision are required. Occasionally, legal consultation is also required. Additionally, most therapists worth seeing seek training, consultation and supervision throughout the lifetime of their careers. This can only be of benefit to you. We also have office expenses, malpractice and liability insurance, advertising, website hosting, electronic medical record software management, and fees for professional associations just to name a few. I do my best to keep my fees low. I also keep a portion of my caseload available at my sliding scale rate. For every clinical hour spent with me, you are getting years of training and experience that inform my work with you. Also, I think about your concerns, take detailed notes and review them, prepare assignments and look into resources that might benefit you. Oftentimes, I may have brief contact (5-10min max) with you outside of our scheduled sessions in the form of a phone call or email. Anytime I have contact with you, this requires additional time spent charting a contact note to keep your record up to date.
Think of psychotherapy as an investment in your well-being. Most of my clients report much higher satisfaction with their lives and relationships during and after psychotherapy.
When considering the cost of therapy, consider its cost compared to other common expenses, for example:
Hairdresser – $30-130/hr depending upon the service
Personal trainer – $60/hour
Massage – $60-80/hour
When considering the potential benefits of psychotherapy in increasing your quality of life, is the cost of psychotherapy too expensive? Only you can decide that.
4. How long does each session last?
A standard clinical hour is 45 minutes long. This allows me 15 minutes to chart on your session and respond to emails/phone calls before starting the next session. The first session (aka the intake session) lasts 60 minutes.